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26-0416
File

Control Failures Are the Most Common Ground for Cyber Insurance Disputes

The exempted system is the one attackers find and the one that voids the policy. The exemption register is now a financial document.

UnattributedCoverage disputeFinanceCoverage
Sev 3TargetInsured organisationsActorUnattributed
26-0220
File

A Political Name Is a Claim, Not a Finding

An ideological name requires no capability and no conviction. It buys coverage, and it redirects attention toward a motive that may not exist.

MultipleMethodologyMultipleAttribution
Sev 3TargetAttribution practiceActorMultiple
25-1005b
File

The Only Time This Database Saw the Small End

Four accidents in 454 files is not coverage of a population reportedly targeted by 43% of attacks.

MultipleAnalysis
Sev 3TargetSmall organisationsActorUnattributed
25-0909
File

SFR Discloses Breach Involving Banking Details Weeks After Bouygues

Where a sector has four participants, two incidents approach population-scale coverage.

UnattributedTelecomTelecom
Sev 3TargetSFRActorUnattributedFrance
25-0723
File

ToolShell Stole SharePoint Machine Keys That Survived the Patch

Correctly patched, correctly configured, reporting green, and serving an attacker. Patch coverage cannot see the difference.

MultipleStolen key materialCloudMethod
Sev 5TargetOn-premises SharePoint estatesActorMultiple
25-0517
File

LockBit's Own Victim Records Put Chinese Organisations at the Top

An affiliate panel records who was attacked because the operation needed to track it. No notification law stands between the event and the row.

LockBit affiliatesVariousMultipleCoverage
Sev 4TargetMultiple, globalActorLockBit affiliates
25-0314
File

Medusa Appeared Nowhere in This Corpus's First 520 Files

The gap was not a judgement about relative importance. Nobody made a judgement at all.

MedusaMultipleCoverage
Sev 2TargetNot applicableActorMedusa
25-0228
File

Southern Water Is the Only 2025 Water File, Because a Regulator Forced a Number

A small municipal utility has the operational exposure of critical infrastructure and the budget of a town department — and no route into the record.

WaterCoverage
Sev 3TargetUS community water systemsActorUnattributedUSA
22-1031
File

Mondelez and Zurich Settled Their $100 Million NotPetya Fight With the Trial Nearly Over

The first war-exclusion case filed, and the one that never got a ruling. The market took its answer from Merck and rewrote the clause.

Coverage litigationInsuranceCoverage
Sev 3TargetMondelez InternationalActorUnattributedUSA
22-0826b
File

Travelers Voided a Cyber Policy From Inception Because the Application Said MFA Was in Place

MFA existed, on the firewall. The application said privileged access. The policy was unwound from the first day, a month after the ransomware.

Policy rescissionInsuranceCoverage
Sev 3TargetInternational Control Services Inc.ActorUnattributedUSA
22-0816
File

Lloyd’s Ordered Every Standalone Cyber Policy to Exclude State-Backed Attacks From March 2023

The war clause failed in court, so the market wrote a new one with attribution built in. Nobody has yet said who decides.

Market requirementInsuranceCoverage
Sev 4TargetLloyd’s cyber marketActorUnattributedUnited Kingdom
22-0121
File

Merck Won $699 Million of NotPetya Cover When a Court Read “Warlike Action” to Mean War

An exclusion written for armies, applied to a software update. Two courts said no, and the market rewrote the clause rather than argue again.

Coverage litigationInsuranceCoverage
Sev 4TargetMerck & Co. property insurersActorUnattributedUSA
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