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26-0416
File

Control Failures Are the Most Common Ground for Cyber Insurance Disputes

The exempted system is the one attackers find and the one that voids the policy. The exemption register is now a financial document.

UnattributedCoverage disputeFinanceCoverage
Sev 3TargetInsured organisationsActorUnattributed
25-1003c
File

Officials Weighed Furlough and Buying JLR Parts Suppliers to Keep Them Solvent

A government buying physical parts it does not want, because a criminal group encrypted a third company’s systems.

ManufacturingPolicy
Sev 4TargetJLR supply chainActorUnattributed
25-0928
File

UK Government Guarantee Unlocked £1.5 Billion for JLR's Supply Chain

An intrusion at one company produced a sovereign commitment in four weeks. Banks too large to fail got capital requirements in exchange; there is no equivalent here.

Scattered Lapsus$ HuntersManufacturingPolicy
Sev 5TargetJaguar Land Rover supply chainActorScattered Lapsus$ HuntersUnited Kingdom
25-0730
File

Minnesota Deployed National Guard Cyber Personnel to Saint Paul

A state capital did not have the capacity to respond without help. For a city, the failure to invest was not a choice against an alternative.

UnattributedPublic sectorPolicy
Sev 4TargetCity of Saint PaulActorUnattributedUSA
24-1023
File

Landmark Admin Breach Reached 806,519 People Across Insurers

Underwriting a life policy means knowing who someone is and what is wrong with them.

UnattributedInsuranceThird party
Sev 4TargetLandmark AdminActorUnattributedUSA
24-0910
File

Convicted, and Therefore Named

A rule that only ever withholds is not a rule about evidence; it is a policy of silence. Here the threshold was met.

Scattered SpiderPublic sectorEnforcement
Sev 3TargetTransport for LondonActorScattered SpiderUnited Kingdom
23-0125
File

Sandworm Pushed a Wiper to Ukrainian Targets Through Active Directory Itself

The distribution channel an organisation trusts most is the one that reaches everything.

SandwormGroup Policy deploymentPublic sectorInfrastructure
Sev 4TargetUkrainian organisationsActorSandwormUkraine
22-0826b
File

Travelers Voided a Cyber Policy From Inception Because the Application Said MFA Was in Place

MFA existed, on the firewall. The application said privileged access. The policy was unwound from the first day, a month after the ransomware.

Policy rescissionInsuranceCoverage
Sev 3TargetInternational Control Services Inc.ActorUnattributedUSA
22-0816
File

Lloyd’s Ordered Every Standalone Cyber Policy to Exclude State-Backed Attacks From March 2023

The war clause failed in court, so the market wrote a new one with attribution built in. Nobody has yet said who decides.

Market requirementInsuranceCoverage
Sev 4TargetLloyd’s cyber marketActorUnattributedUnited Kingdom
21-0323
File

CNA Financial Reportedly Paid $40 Million After a Fake Browser Update Locked 15,000 Devices

A seller of cyber insurance, encrypted, and a reported $40 million payment the company has never confirmed. Its own policy did not cover it.

Phoenix (Evil Corp-linked, alleged)Fake browser update → credential theftInsuranceRansomware
Sev 4TargetCNA Financial Corp.ActorPhoenix (Evil Corp-linked, alleged)USA
12-1206
File

Nationwide Intrusion Reached 1.27 Million People Through a Patch Released Three Years Earlier

A three-year-old patch, a quote form that kept everything, and 1.27 million people, most of whom had never bought a policy.

UnattributedUnpatched web hosting softwareInsuranceIdentity
Sev 3TargetNationwide Mutual InsuranceActorUnattributedUSA
STD-05
Standard

Anonymous sourcing policy

When we grant anonymity, what we promise, and what we never withhold.

MethodologyEthicsSourcing
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